ETMP stands for Enterprise Tax Management Platform. It is the accounting system inside HMRC that records charges and payments, and when your personal tax account or a letter says an amount was sent to ETMP or transferred to ETMP, nothing new has happened to you. No new charge, no penalty, no investigation, no change to…
HMRC sent roughly 81,000 warning letters to crypto investors in the year to April 2026. In the same period it reached settlements with just 222 crypto investors. Those two numbers, both pulled out of HMRC by freedom of information requests, tell you what the crypto crackdown actually is right now. It is a deterrence campaign…
There are two official ways to report crypto to HMRC. The main one is a Self Assessment return, where cryptoasset disposals now carry their own section on the SA108 capital gains pages, boxes 13.1 to 13.8. The other is the real time Capital Gains Tax service, which reports a gain on its own without a…
Nine tests decide whether you pay capital gains tax or income tax on your profits. What they are, and why crypto day traders almost never count as traders.
Notify, then 90 days to disclose and pay. How the DDS works, how far back you go by behaviour, and why unprompted beats prompted on every line of the penalty table.
Banks report interest automatically and rising rates pushed ordinary savers over the £1,000 allowance. What the letters and tax code changes mean and what to check.
Direct Recovery of Debts lets HMRC take established debts over £1,000 from bank accounts and cash ISAs, after a face to face visit and with £5,000 always left. Who is actually at risk.
HMRC never threatens arrest and never asks for bank details to pay a refund. The thirty second sorting method, and where to forward the fakes.
Banks report your interest automatically, platforms and exchanges report activity, and Schedule 36 notices can demand statements. What HMRC sees, what it can demand, and what triggers a look.
Most HMRC letters are routine and a few are not. How to tell tax codes and calculations apart from nudge letters and compliance checks, and what to do in the first week.