Crypto tax, explained properly.
Plain-English guides on UK and US crypto tax, written by specialists and kept current with HMRC and IRS rules. Pick a topic to start.
HMRC and compliance
Nudge letters, CARF, penalties, deadlines and what the exchanges report about you.
Read guidesReducing your tax
Loss harvesting, allowances, gifting and giving, and the legal ways to pay less.
Read guidesDeFi, staking and earning
Staking, mining, liquidity, lending, airdrops and how each is actually taxed.
Read guidesMoving and transferring
Wallet transfers, wrapping, bridging and moving abroad, without triggering phantom gains.
Read guidesIncome, business and NFTs
Getting paid in crypto, founder tokens, NFTs and running crypto through a company.
Read guidesGifts, estate and life events
Inheritance tax, divorce and passing crypto on, handled with the right planning.
Read guidesUS crypto tax
Form 1099-DA, IRS reporting and the rules for US filers and dual obligations.
Read guidesTools and record keeping
Which crypto tax software to trust, and the records HMRC expects you to keep.
Read guides- Best Crypto Tax Software UK (and Why It Still Gets It Wrong)The best crypto tax software for UK investors, what it does well, and the common errors (zero cost basis, transfer mislabelling) to check before filing.
- Donating Crypto to Charity: The Tax-Efficient Way (UK)Donating crypto to charity is usually CGT-free. The tax-efficient way to give crypto in the UK, in-specie vs sell-then-donate, and Gift Aid limits.
- Moving Abroad With Crypto: UK Residency and Exit Tax RulesMoving abroad with crypto: how UK residence decides your CGT, the temporary non-residence trap, and why leaving does not always avoid tax.
- Crypto and Divorce UK: How Assets Are Split and TaxedCrypto and divorce UK: the no gain no loss rules between spouses, the timing window after separation, valuation, and full disclosure on Form E.
- Crypto Inheritance Tax UK: What Your Heirs Will FaceCrypto inheritance tax UK: how crypto is taxed in your estate, the date-of-death valuation, and the private key access problem your heirs face.
- Gifting Crypto: UK Tax Rules for Spouses, Family and FriendsGifting crypto can trigger CGT even though you receive nothing. UK rules for gifts to spouses, family and friends, plus the 7-year IHT angle.
- Play-to-Earn and Gaming Token Tax UKPlay-to-earn tax UK: when game tokens are income, the trading allowance, CGT on disposal, and why in-game NFTs are taxed separately.
- NFT Tax UK: Creators, Traders and Collectors ExplainedNFT tax UK: why NFTs are not pooled, how collectors, traders and creators are taxed, royalties, and the double disposal when you pay in crypto.
- Getting Paid in Crypto: UK Tax for Employees and FreelancersPaid in crypto? UK tax for employees and freelancers: income tax on receipt, PAYE and readily convertible assets, and CGT when you sell.
- Airdrop Tax UK: When Free Tokens Are Income vs CapitalAre airdrops taxable in the UK? When free tokens are income, when they are capital, and the nil cost basis trap, explained with examples.
- Crypto Mining Tax UK: Hobby vs Trade and the Two Tax HitsCrypto mining tax UK: the income tax hit on receipt, the hobby vs trade test, allowable expenses, and CGT when you later sell.
- Is Wrapping or Bridging Crypto a Disposal? UK Tax RulesIs wrapping a token or bridging to another chain a disposal? The UK CGT rules for WBTC, stETH and Layer 2 bridges, explained.
- Crypto Margin, Futures and Leverage Tax UK ExplainedHow crypto margin, futures and leverage are taxed in the UK: CGT for most investors, when it becomes income, funding fees and liquidations.
- Crypto Lending and Borrowing Tax UK (Aave, Compound Explained)Crypto lending and borrowing tax in the UK: when lending is a disposal, how interest is taxed, and why liquidations can trigger CGT.
- Liquidity Pool Tax UK: The Hidden Disposal in Uniswap and CurveAdding liquidity to Uniswap or Curve can be a hidden disposal. How UK CGT applies to liquidity pools, LP tokens, fees and withdrawals.
- DeFi Tax UK: How HMRC Taxes Lending, Borrowing and YieldHow does HMRC tax DeFi? When deposits are disposals, how lending and yield are taxed, and the record-keeping trap, explained for UK users.
- Do You Pay Tax Moving Crypto Between Wallets? The UK RulesIs moving crypto between your own wallets taxable in the UK? The short answer, the important exceptions, and the cost-basis trap to avoid.
- Crypto Tax Deadlines UK 2026: Key Dates and the New Self Assessment BoxEvery UK crypto tax deadline for 2026, the Self Assessment dates, the new cryptoasset box, and what happens if you miss them.
- Does Coinbase (and Binance) Report to HMRC? What Exchanges Actually ShareDo crypto exchanges tell HMRC about you? What Coinbase, Binance and others share, what HMRC already has, and what CARF changes in 2026.
- Form 1099-DA Explained for UK Residents Using US ExchangesUS exchanges now issue Form 1099-DA. Here is what it is, why UK residents are getting one, and how it affects your HMRC reporting.
- Crypto Tax Loss Harvesting UK: Turn Losses Into a Lower CGT BillCrypto losses can cut your capital gains tax if you claim them correctly. How loss harvesting works in the UK, plus the 30-day rule trap.
- How to Legally Reduce Your Crypto Tax in the UK (2025-26)Ten legitimate ways to cut your UK crypto tax bill, from allowances and spousal transfers to loss relief and timing, explained with examples.
- CARF Explained: How HMRC Will Get Your Crypto Data From 2026From 2026, CARF makes crypto exchanges report your data to HMRC. Here is what is collected, the key dates, and what it means for your tax.
- How to Disclose Unpaid Crypto Tax to HMRC: The Voluntary Disclosure GuideOwe tax on past crypto? Here is how HMRC voluntary disclosure works, which route to use, and how coming forward cuts your penalties.
- Crypto Tax Penalties UK: How Much HMRC Can Charge (and How to Pay Less)How does HMRC penalise undeclared crypto? The penalty bands, how far HMRC can look back, and the legitimate ways to reduce what you owe.
- HMRC Crypto Nudge Letters: What They Mean and What to Do (2026 Guide)Got an HMRC crypto nudge letter? Here is what it means, why you received one, the penalties at stake, and exactly what to do in the next 30 days.
- Crypto Gains Tax UK: 2026-27 Rates, Allowances and FilingUK crypto capital gains tax rules changed on 30 October 2024, when the Autumn Budget raised the rates for digital assets in line with property. The annual allowance also dropped…
- Venmo Crypto Tax Documents: What You Get and Where to Find ThemVenmo Crypto sits inside a payment app, which means most users never look for tax documents until they get an IRS letter. That is when the trouble starts. Venmo reports…
- Wealthsimple Crypto Tax: What the Platform Reports and What It MissesWealthsimple Crypto is one of the simplest Canadian crypto platforms to use and one of the easiest to file from, in theory. The platform produces a T5008 Statement of Securities…
- Where to Find Crypto.com Tax Forms (2026 Guide)Crypto.com splits its tax reporting across three different products and two different apps. If you cannot find your tax forms, it is almost always because they are sitting in the…
- How to Report Crypto Staking Rewards (UK and US, 2026)Staking rewards are taxed twice. Once as income when you receive them. Again as capital gains when you dispose of them. Both HMRC and the IRS agree on this, and…
- Crypto Staking Tax UK: What HMRC Actually Says (2026-27 Guide)Most crypto holders assume staking rewards are only taxed when they sell them. HMRC takes a different view, and the difference matters significantly when it comes to filing your tax…